Zoho One vs Zoho Creator

A month ago I created a post and got some very helpful responses. Thanks! Note: the previous post outlines my system needs if you need/want to read it.

One of the suggested systems to use was Zoho One. The system looks interesting but also overwhelming as there are a lot of options such as Zoho Invoice vs Zoho Books.

With that in mind, I'm pondering whether starting with Zoho Creator would be smarter/easier as I could start small and just add features as needed. Am I misunderstanding Zoho Creator and I would need to reinvent the wheel or is this a dumb idea? I'm an old database developer so I'm not worried about the technical skills required, just wondering if I'm going down a dumb road by going with Creator over Zoho One.

Thoughts?