I lost my insurance and im scared.
Hey guys. I apologize if the post is long but i would appreciate any advice you can offer me.
A few months ago, I was contacted and told that I was going to lose my MediCal status. This was about 2-3 months after I got on Methadone. It was confusing because i make the same amount of money (which is not a lot), but they said i make too much money to be qualified for MediCal. When I asked, i was told that during covid people who were supposed to be removed from MediCal had been given leeway but that now that was no longer the case.
I have been trying to get back on Medical any way i could, i know that sometimes with customer service it all depends on who you talk to and what they know, but no matter what i was told i didnt qualify. I started getting bills for LACare, which i didnt sign up for. i assumed that it was something i was auto automatically enrolled in when i left medical.
Now, this entire time, the only communication ive had with my clinic about the issue was from the director when i first lost medical informing me of a lapse. well i thought at the time that i could get back on medical because i thought it was a mistake that i got kicked off. Since then, i hadnt heard anything at all. After a while, i honestly thought that i had gotten back on MediCal coverage because i was just continuing to receive my weekly takehomes without any issue and without being asked to pay or anything ....
until yesterday.
Yesterday the girl at the front desk of my clinic informed me that i dont have coverage right now. she said i owe
900$<<.
My heart about leaped through my mouth and onto the floor of the clinic. Thankfully she allowed me to get my takehomes (which is another story because the nurse didnt seal them right and all of the foil is in the caps instead of on the bottle), but i left in tears because now i am so anxious.
I didnt even ask if she meant i owe 900 to the clinic or the insurance company i was so scared.
my questions to you guys are multiple:
1) my plan is to go to covered California and get current health insurance as cheap as possible that will allow me to get my methadone. methadone saved my life and relationship , without it i wouldn't be in my sons life. i am so scared to lose access to it because i cannot pay 900$.
do you think getting coverage will make the clinic give me my next weekz takehomes and try to figure out the payment of the 900 at a later date?
2) i was thinking of switching clinics anyways because its super far from me, i know its shady but is it possible to switch clinics? i wouldnt do the same thing there, even if i need to ill pay daily dosing, i just cant afford this 900$ bill.
3) is it possible to use street drugs or suboxone to come off of methadone? if i am forced to stop my methadone treatment, i am terrified of cold turkeying. im male 29, 6'5 200lbs on a 125mg dose. is it possible to use black tar to curb the methadone withdrawals for a short term ? i desperately dont want to do this, but what choice would i have? I need to keep my job, i need to pay rent and car payment, i need to function.
thank you guys for reading. beyond all else, i know this is my responsibility. its my fault for letting it sit this long and not taking care of it. i think its an anxiety response, its a self sabotaging technique i use often even when sober. i will get anxious abont something, and then procrastinate and avoid it till it comes crashing down.
update: i have spoken to my counselor and she claims there is no financial counselor or person at my clinic. im thinkkng she may just be clueless, but the clinic director is on vaca this week so idk how to find the person i need to speak to