Employee benefits at tmp

F25, with a monthly net income of P65k, single, may need to report to work (BGC) once or twice a month, but plans to live in the province, and maybe share around P11k for living expenses with parents. I'll have a savings of P300k by end of the year, and a piece of agri land mortgaged to me P150k, this gives me a teeny tiny P3-4k share every harvest season.

Given an opportunity to get a car with 7% discount, with P190k DP and around 11k monthly installment (0% interest), do you think it's wise to get a car sub1m already? This quote is for toyota raize 1.2 G.

For parking issues: we have a small plot of land that can be converted to a parking space, but would still cost me for a renovation.